Long-term-care insurance is more expensive than it’s worth for some people
1 Determine if you qualify financially Don’t buy if the out-of-pocket cost for the coverage would be more than you can afford. Consumer Reports advises people that if their net worth, excluding their home, is below $300,000, long-term-care insurance is not a good buy for them. The National Association of Insurance Commissioners also recommends that consumers spend no more than 5 percent of their ...

Federal judge may overturn CalPERS care rule
CalPERS refuses to sell its long-term care insurance to the same-sex partners of state workers, on the grounds that federal law doesn't allow it. Now a judge in Oakland seems ready to overturn that federal ban.

The cost of dying: It's hard to reject care even as costs soar
Every night Dad emptied the coins from his pockets. The special ones he placed in an album, but most went into a jar to be saved. So how could the hospital bill for the final days of this frugal man -- with carefully prepared end-of-life instructions -- add up to $323,000 in just 10 days?

IDS says families have babies to claim benefits
Iain Duncan Smith sparked a row today by suggesting that the welfare system is encouraging families on benefits to have more children.

South Carolina Smackdown
Facts were sometimes used as blunt instruments as the four remaining GOP presidential candidates hammered away at each other in the last debate before Saturday’s South Carolina primary. Santorum and Romney tangled ... More >>