Long-term-care insurance is more expensive than it’s worth for some people
1 Determine if you qualify financially Don’t buy if the out-of-pocket cost for the coverage would be more than you can afford. Consumer Reports advises people that if their net worth, excluding their home, is below $300,000, long-term-care insurance is not a good buy for them. The National Association of Insurance Commissioners also recommends that consumers spend no more than 5 percent of their ...

Federal judge may overturn CalPERS care rule
CalPERS refuses to sell its long-term care insurance to the same-sex partners of state workers, on the grounds that federal law doesn't allow it. Now a judge in Oakland seems ready to overturn that federal ban.

Dying Illegal Immigrant Dad Denied Kidney
Support is pouring in for a California man who was denied a kidney transplant because of his immigration status. Jesus Navarro, an immigrant from Mexico, was on an organ donor list for six years before he received word from UC San Francisco's transplant center that he was next in line. The day of his final consultation, doctors discovered Navarro was an illegal alien and called off surgery.

Xcel Energy 2011 Year End Earnings Report
Xcel Energy Inc. today reported 2011 GAAP earnings of $841 million, or $1.72 per share compared with 2010 GAAP earnings of $756 million, or $1.62 per share.

Support grows for immigrant in need of transplant
An Oakland man claims he's being denied a kidney transplant because of immigration status.