Dave Ramsey: What kind of insurance do I need?
Dear Dave: I’ve got auto insurance, but can you tell me what other kinds of insurance are good to have? — Chris Dear Chris: The purpose of insurance is to transfer risk that you can’t

Life insurance: Is term life always enough?
Most families are better off buying cheap, straightforward term insurance, but there are situations where universal or whole life policies make sense.

DAVE RAMSEY: Insurance is good for risks you can't afford
Dear Dave: I've got auto insurance, but can you tell me what other kinds of insurance are good to have? — Chris

Dave Ramsey: Having the right insurance protects your nest egg
Q: I've got auto insurance, but can you tell me what other kinds of insurance are good to have?

Long-term-care insurance is more expensive than it’s worth for some people
1 Determine if you qualify financially Don’t buy if the out-of-pocket cost for the coverage would be more than you can afford. Consumer Reports advises people that if their net worth, excluding their home, is below $300,000, long-term-care insurance is not a good buy for them. The National Association of Insurance Commissioners also recommends that consumers spend no more than 5 percent of their ...